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In general, we expect the longer the amount of time that remains until maturity, the more significant the impact will be on the value of the notes. General Risks Relating to the Notes. All of these factors are in turn sensitive to the monetary, fiscal, and trade policies pursued by the governments of those countries and the United States and other countries important to international trade and finance. If the issuer of one or more stocks included in the Market Measure were so treated, certain adverse U. Our Financial Condition and Creditworthiness. In this case, changes in the level of the leveraged Long Component will have a greater effect i. The Component Ratios will be calculated in this way so that the Starting Value of the Composite Index will equal on the pricing date. We will pay the Redemption Amount in immediately available funds so long as the notes are maintained in book-entry form.

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