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At the same time, economic uncertainty is also playing a role in making lenders uneasy. When coupled with rising home prices, higher mortgage rates have also put a damper on home-buying activity and, therefore, mortgages for new home purchases. Economic Calendar Tax Withholding Calculator. Americans are rarely shy of buying something today — and paying for it tomorrow. Consequently, fewer homeowners stood to benefit from refinancing their home loans — leading to a significant decline in mortgage applications. Meanwhile, credit-card rates have reached an all-time high, according to data from CreditCards. MarketWatch Partner Center.

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