While my case is not anyway similar but I think this can inform my case. There are no exceptions to this. And our family has enough means that my mother can take up a private insurance in Canada, paying the market premium which her age and situation demands. And Canada does not want to be denying the elderly with basic medical attention because they can't afford it. What would stop you from simply cancelling the insurance which is probably quite expensive and having healthcare foot the bill, immediately after she becomes a PR? Especially for elderly people, even if there was such a rule insurance premiums would get so expensive many would still end up cancelling it. If not, do not give them PR.
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